Providing Policy Issue Instructions
We realize the importance to both you and your clients of issuing policies as quickly and accurately as possible. A common occurrence that delays policy issue is when an application is approved for a different underwriting class than for what was applied.
As a reminder, all applications for permanent life insurance require a customer signature on an illustration or an illustration certificate prior to issue. If an illustration certificate is used, please ensure that you notate the underwriting classification for which the customer is applying.
If we have an original signed illustration or illustration certificate in the file AND the case is approved as other than applied for, updated issue instructions are required.