Universal life insurance is a flexible type of permanent life insurance policy in which the death benefit and premiums can be adjusted as your client’s circumstances change.
Cash value
The cash value of a universal life insurance policy accumulates based on the amount of premium paid, monthly deductions for policy costs and an interest rate declared by the insurance company.


With a universal life policy, your clients not only have a death benefit, but cash value can accumulate, which provides flexibility.
Our solutions
See what universal life insurance can do for your clients
Lifetime Assure UL
Lifetime Assure UL
Flexible premium policy offering death benefits and the ability to grow cash values based on an attractive fixed interest rate declared annually by the company.

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